There has been a lot of talk of future iPhones using Near Field Communications (NFC) for payments, but if Dwolla has their way, Apple won't need to add that capability to upcoming hardware.
On Wednesday, March 16, Dwolla Spots will be added to the App Store. As seen in the video accompanying this post, the app provides a list of locations near you that take Dwolla payments. When you arrive at a location, you simply enter your PIN number and the amount you want to pay to the merchant, and you're done. A receipt is sent to you, and the merchant receives notification of the payment.
What's great about Dwolla Spots is that it totally eliminates the need for sp
