Phoster is a free universal iOS app that is really one of the most useful and clever photography-related apps I have seen in a long time. The app creates posters and invitations that look like they were professionally designed, yet the base elements are provided by the user. There are 197 different templates, all tastefully done and easy to modify.
To begin, you insert photos from your camera roll, or take a photo on the spot from within the app. Phoster lets you vary the background colors and the size, color and fonts for text, and add filters to further customize your creation.
The output of the app is very clean and is sent to your camera roll or shared via email or the usual social networks such as Facebook and Instagram.