QR code-based payments have their benefits like tying debit and credit card transactions to store reward cards and saving receipts in one step, but they still don’t beat the convenience of NFC-based methods like Apple Pay which are less finicky and more secure. Major retailer Walmart, however, is pushing forward with its plans to make checking out smarter using its own QR code-based system called Walmart Pay. And although the two systems could both be options, Walmart continues to resist other digital wallets including Apple Pay.
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