The US branch of T-Mobile has quietly adjusted its pricing scheme for the iPhone 5, reports note. Since July 3rd, down payments have been lowered by $4, bringing costs to $146 for 16GB, $246 for 32GB, and $346 for 64GB. The monthly equipment charge has been raised by a dollar however, leaving the iPhone 5 as much as if it had been bought unlocked through an Apple Store.