If you're having trouble splitting those ATM deposits into both your savings and offshore accounts, Bank of America is there to help -- literally. Its new ATMs with Teller Assist add real-time video chat, letting you speak directly to an agent for more complex transactions. Starting this month in Boston, you'll be able to cash a check for the exact amount (including change) and select precise bill denominations for withdrawals, with functions like deposit splitting, cash back with deposit and credit card / loan payments rolling out later.