RIM is clashing with carriers over plans for NFC-equipped BlackBerry phones that could be a sign of things to come for Apple and others, unnamed carrier officials said Thursday. The company is fighting with GSM carriers like AT&T, Rogers and T-Mobile over where to store the personal identifiers needed for making the short-range wireless payments. Carriers want the information to be encrypted in SIM cards so that it can be portable, the WSJ said, but RIM wants the information stored in a secure memory partition on the phone.