Financial analysts with Credit-Suisse and Pacific Crest have issued new notes on Apple, each taking an upbeat tone in contrast with recent developments. Starting coverage for the first time is Credit-Suisse's Kulbinder Garcha, who gives Apple a $500 stock target and earnings per share estimates of $25.11 for FY2011, and $32.49 for FY2012. By comparison, Wall Street consensus for the two years is currently $22.98 and $26.32.