Late last year I predicted 2011 would be the year of the cloud for Apple, and so far I've been right. I said OS X Lion would be sold via the App Store, and it certainly will. Here's the other part of Apple's cloud strategy: the company is reportedly looking to use the cloud for iTunes, not as a streaming service, but as "insurance," a sort of backup system for the music you already own and have downloaded to your own computer. Specifics are va