It has been illegal to talk on a cell phone while driving in New York for years now, but the state has just steeply upped the penalties associated. The $100 fine which is currently imposed has been joined by a 2-point penalty on the driver's record -- which should serve as a real deterrent for most. The DMV has estimated that one in five crashes now involve so-called distracted drivers, resulting in about 5,000 deaths last year. So please, keep your eyes on the road and your