Apple is in the late testing phases of a CDMA-capable iPhone that could potentially be released by Verizon, according to a new report. John Gruber of Daring Fireball reports that the phone, codenamed N92, is in the “engineering verification test” phase, two steps away from production and one step below “device verification test” status, which was the current phase of the iPhone 4 unit that was lost by an Apple employee. Gruber…