Automatic refunds, or so the email says. We've been on the receiving end of a deluge of tips this morning pointing out that Apple has begun funneling cash back into its users' pockets -- a most unusual event, to be sure -- to live up to its retroactive promise of free Bumpers for all (who buy their iPhone 4 before September 30). If the particular wording is to be trusted, that should mean that even those who haven't yet bothered to put in a claim, but did purchase a Bumper, will find themselves enriched in due course. Apple estimates this