Wireless provider AT&T has chosen to settle a class-action lawsuit over allegedly charging flat-rate early termination fees to its subscribers. If approved, the settlement will see the provider pay out $16 million in cash and $2 million in non-cash benefits to residents of New Jersey whose cell phone contracts included a flat-rate ETF provision after 1998. Subscribers haven't had to even pay the early termination fee to be part of the class action lawsuit.