Apple Pay can make it more convenient to buy things while protecting your credit card info. Launched in 2014, the payment service supports tap-to-pay in physical retail stores, online apps and websites, and person-to-person payments with Apple Cash. Here’s a step-by-step on how to use Apple Pay.
How to use Apple Pay on an iPhone or Apple Watch
Before using Apple Pay, you’ll need to add at least one credit or debit card to Apple Wallet. You can visit Engadget’s guide to setting up Apple Pay for detailed instructions.
The first thing to know about using Apple Pay in physical retail stores is only some vendors support it. For example, Walmart has long been a holdout, opting instead to push its (QR-code-based) Walmart Pay. Home Depot also doesn’t support it, even as competitor Lowe’s finally began accepting Apple Pay (in stores and its app) in late 2023.
If you aren’t sure whether a store supports it, you can look for a tap-to-pay logo (radiating waves with a hand tapping a car