How people buy iPhones and Android phones has significantly changed, with iPhone owners opting for installment plans more than their counterparts.iPhone and Android users pay for smartphones in different waysGone are the days when purchasing a new iPhone meant shelling out $200 upfront and committing to a two-year contract with a carrier. Back then, the carrier would subsidize the remaining cost of the phone, leaving buyers with limited options unless they lost or broke their phone and faced the sticker shock of the total, unsubsidized price. Read more