The Apple Card has been out since August 2019, meaning I have had this card for almost four years now. The Apple Card was one of the first credit cards that I was ever approved for. I remember really wanting it purely for the titanium and the cool Apple Wallet integration (which goes to show how much I knew about credit cards back then). But in those four years, I have used it in various settings for different categories and gotten some great value from it. But in 2023, the credit card scene has become extremely competitive, so how does the Apple Card hold up as a zero annual fee card compared to the competition? And is it still worth it to get?
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